
Collectively, Apple and the credit card companies don’t believe there’s much of a threat posed by these attacks in the real world.Īn Apple spokesperson said: “This is a concern with a Visa system, but Visa does not believe this kind of fraud is likely to take place in the real world given the multiple layers of security in place. Samsung hadn’t provided comment at the time of publication. And, as MasterCard and Google have made some steps to address the problems, the hacks only work where Visa cards are the default for mobile transport payments, says Yunosov. The hacks only work if the attacker has physical access to the phone.

In our demo it was only a few pounds, but that could go up into the thousands in a real-world attack. And there’s no limit as to how much could be transferred. “If you use a Visa card on Apple Pay, anyone could take your phone-even uncharged-go to a luxury shop on Bond Street and buy something with your phone,” Yunosov later explained to me over online messages. Just as it is for travelers, for criminals, there’s the added benefit that the tap-and-go feature continues to work when a phone has run out of battery and powered down. “But at some point, they silently fixed the issue and didn’t inform me,” Yunosov says. They've just been executed in slightly different ways.The same method used to crack Apple Pay could have been used with a Samsung Pay account linked with a MasterCard card up until around June 2021. Ultimately, they're both iterations of the same concept. Instead, it helps understand the similarities and differences of each of the two digital vaults. The comparison isn't meant to help you choose an ecosystem. I don't think anyone decides which phone brand to buy based on the included Wallet app. Samsung Wallet seemingly doesn't offer a similar tool. It allows you to keep an eye on what you've bought from select stores. Lastly, Apple introduced package tracking capabilities in the Wallet app on iOS 16.

That remains absent from the Apple Wallet. Notably, though, Apple supports boarding passes from a wider variety of airlines - rather than just Korean Air.Īnother significant difference is the crypto monitoring included in Samsung's solution.

For example, Samsung offers password support, while Apple supports that in the Settings app (instead of Wallet). Of course, there are a few exceptions here and there - but for the most part, they serve the same purpose.

The former company pretty much included all the features the latter offers. Samsung Wallet and Apple Wallet are two very similar apps.
